Eligibility

• All existing KCC holder with good repaying habits as well as fresh KCC Applicant having irrigated/non-irrigated Agriculture land

Interest Rate

As per Bank's Circular

Most Important Terms & Conditions

Type of facility

Overdraft/Term Loan

Limit

• Max. Rs. 2.00 Lakh

Margin

• Difference between eligible land value and sanction limit shall be treated as margin. No separate margin required

Repayment Period

• Difference between eligible land value and sanction limit shall be treated as margin. No separate margin required
• Difference between eligible land value and sanction limit shall be treated as margin. No separate margin required

Credit Information Report

• Bank is authorized to make enquiries from any of the Credit Information Bureau and get the Credit Information Reports. Bank is also authorized to disclose from time to time any information relating to the loan to Credit Bureaus approved by Govt. of India or Reserve Bank of India without any notice to the borrower.